TERMS AND CONDITIONS

1. You agree that by clicking “Register”, “Sign Up” or similar, registering, accessing or using our services,you are agreeing to enter into a legally binding contract with OASYS Cybernetics Private Limited, having its registered office at OAS Towers, No. 3, Stringers Road, Vepery, Chennai - 600 003) and its group companies may at any time be entitled whether by operation of law, contract or otherwise, even if you are using our Services on behalf of a company. If you do not agreeto this contract (“Contract”), do not click “Register” (or similar) and do not access or otherwise use any of our Services. If you wish to terminate this contract, at any time you can do so by closing your account and no longer accessing or using our Services. OASYS Cybernetics Private Limited, its group companies, subsidiaries, sister concerns, may together be hereinafter referred to as “OASYS”.

2. The access and use of the website “www.oasyspay.in” and/or its sub-domain and/or the OASYS PAY App is subject to the following Terms and Conditions of use (“Conditions” and/or “Terms”). The services provided by OASYS are on mutually agreed basis and it is applicable to the services provided in this website, mobile application, apps, communications and other services or any similar platform (hereinafter together called as “OASYS Platform”).

3. OASYS reserves rights to modify/add/amend/delete any or all the Terms at any point of time without notice to you by posting revised Terms and Conditions on its applications. Your use of its web-sites &applications constitutes your binding acceptance of these Terms, including any modifications that OASYS makes. The payment gateway page request for merchant to accept terms for each payment transaction signifies this consent explicitly.

4. Eligibility:

The services provided by OASYS are not available to persons under the age of 18 or to anyone previously suspended or removed by OASYS from availing the OASYS Services or accessing the OASYS Platform. By accepting the Terms and Conditions or by otherwise using the OASYS Services on the OASYS Platform, You represent that You are at least 18 years of age and have not been previously suspended or removed by OASYS, or disqualified for any other reason, from availing the OASYS Services or using the OASYS Platform. In addition, You represent and warrant that You have the right, authority and capacity to enter into this Agreement and to abide by all the Terms and Conditions as part of this Agreement. Finally, You shall not impersonate any person or entity, or falsely state or otherwise misrepresent Your identity, age or affiliation with any person or entity. Finally, in the event of any violation of the Terms and Conditions, OASYS reserves the right to suspend or permanently prevent You from availing OASYS Services or using the OASYS Platform.

5. OASYS has the sole right, but not the obligation, to take any of the following actions in its sole discretion at any time and for any reason without giving prior notice:-

i. Restrict, suspend, or terminate your access to all or any part of its services;

ii. Change, suspend, or discontinue all or any part of its services;

iii. Refuse, move, or remove any material that you submit to their web-sites or applications for any reason;

iv. Refuse, move or remove any content that is available on their web-sites, applications or on its social media;

v. Deactivate or delete your accounts and all related information and files in your account; Establish general practices and limits concerning use of their web-sites and applications.

vi. You agree that OASYS will not be liable to you or any third party for taking any of these actions.

vii. Some of above actions may be results of any transaction activity which may come under “suspicious transactions” and would require immediate action without prior intimation as per current regulatory framework.

6. You understand and agree that its services may include communications such as service announcements and administrative messages from OASYS or from their partners or licensors or associates and that these communications are considered part of the Services.

7. You do not have an option to opt out from receiving these messages. You also understand that the Services may include advertisements unless you have opted out by signing for Do Not Disturb registry for non-transactional messages. All messages related to financial transaction and related to use of this application will continue to be delivered.

8. You irrevocably and unconditionally agree, confirm, undertake and accept these terms and other Terms &Conditions, if any, on registration, for access to use of any contents or materials on its web-sites and application.

9. Any amendments to these terms, and other Terms & Conditions from time to time shall be deemed to be unconditionally accepted by you and it shall be an integral part of the original terms, and other Terms & Conditions.

10. You confirm to provide OASYS any and every detail OASYS requires to obtain from you, including such other personal or proprietary information relating to any of your acts or omissions or violations or other persons who may be a party with you, on suspicion or otherwise in relation to the use of OASYS.

11. Other web-sites, products, and services:

OASYS web-sites may contain links to other Internet web-sites owned by third parties and/or other web-sites owned by OASYS. Your use of each of those web-sites is subject to the Terms & Conditions, if any, that each of those web-sites has posted. Its inclusion on its web-sites of any third-party content or a link to a third-party is not an endorsement of that content or any web-site to which its web-sites contain links.

12. Wallet

12.1. "KYC" stands for Know the Customer and refers to the various norms, rules, laws and statutes issued by RBI from time to time under which OASYS is required to procure personal identification details from the Customer before any services can be delivered and/or the Wallet shall be opened by OASYS issued to the Customer. Know Your Customer (KYC) documents may be required by OASYS from the Customer at the time of registration and/or on a later date and/or from time to time, for availing and/or continuation of the Wallet. You agrees that OASYS before entering into any relationship including, account based relationship, will carry out due diligence as required under Know Your Customer.

12.2. Any wallet services provided by OASYS is a closed looped prepaid instrument, under RBI regulated Payment and Settlement System Act 2007, and is linked to your registered Mobile Number. The value in the wallet can be used by you for usage within OASYS formats only.Any wallet not transacting for 6 months or more may be treated as expired and the value may be either forfeited or shall be refunded to the your registered bank account with OASYSafter deducting applicable charges, if any. Such wallet user will be intimated through SMS information to this effect in accordance with regulatory frame work prevailing and amended from time to time.

12.3. The record of transactions maintained by OASYS shall be conclusive and binding on You.

12.4. Customer hereby grants and confirms the existence of the right of lien and set-off with OASYS, which OASYS may at any time without prejudice to any of its specific rights under any other agreements with the Customer, at its sole discretion and without notice to Customer utilize to appropriate any monies belonging to such Customer and lying/deposited with OASYS or due by OASYS to the Customer, towards any of OASYS’s dues, overdrawings/overdrafts and outstandings, including any charges/fees/dues payable under these Terms and Conditions.

12.5. OASYS shall also be entitled to freeze operations in the account of a customer and/or to the right of lien and set-off with or without notice, if OASYS is of the view and/or suspects any omission and/or commission including but not limited to any malafides / fraud / mischief / hacking / unauthorized access, etc., for such period as it may deemed fit until it has received to its satisfaction the necessary clarifications as sought from the Customer and/or until it is convinced that operations in the account can recommence.

12.6. The passbook would reflect all the transactions performed through the Wallet and SMS alerts would be sent to You for every transaction done in the Wallet.

12.7. The Wallet shall expire or closed at the time of terminating the services with OASYS.

13. You agree that OASYS will not be responsible or liable for any loss or damage of any sort incurred as the result of any of your transactions.

14. Service Fee and Commission:

14.1. You shall be charged a certain amount as Service Fee for availing any service(s) provided by OASYS. Any such amounts to be paid by You as Service Fee shall be deducted from the Wallet maintained by You with OASYS.

14.2. You may be eligible to receive a certain amount as commission for the services rendered by You. Such commission shall differ based upon the transactions performed by You. The commissions shall be subject to the policies and regulations implemented by RBI. Any commission which You are eligible to receive shall be credited to Your Wallet.

14.3. The services offered by OASYS shall not be limited to the services offered at the time of Your registration. OASYS shall include and discontinue any services as and when it deems fit. Any such inclusion or discontinuation shall be notified to You.

15. Recharge and Utility Services

15.1. OASYS Recharges

OASYS is only a reseller of digital products. OASYS does not provide mobile operator services and is only a reseller of prepaid mobile recharge services which are ultimately provided by telecommunications service providers (hereafter Telco or Telcos) or by other distributors or aggregators of such Telcos. OASYS is not a warrantor, insurer, or guarantor of the services to be provided by the Telcos. Prepaid mobile recharge sold by OASYS to You is sold without recourse against OASYS for any breach of contract by the Telcos. Any disputes regarding the quality, minutes provided, cost, expiration, or other terms of the mobile prepaid recharge purchased must be handled directly between You (or the recipient of the recharge) and the Telco. The terms and conditions set out in this section are applicable, mutatis mutandis, to other prepaid recharge products available on the OASYS Platform including prepaid recharges in relation to DTH, data card and toll tags as well as to other prepaid recharge products that may be offered on the OASYS Platform. OASYS will not be responsible for any failure on the part of any of its recharge partners in effecting a recharge.

15.2. Refund Policy

All sales of prepaid recharge on the OASYS Platform are final with no refund or exchange permitted. You are responsible for the mobile number or DTH account number for which You purchase the prepaid recharge and all charges that result from those purchases. You are also responsible for the information relating to data card and toll-tag recharge and all charges that result from those purchases. OASYS is not responsible for any purchase of prepaid recharge for an incorrect mobile number or DTH account number or incorrect toll or data card information. However, if in a transaction performed by You on the OASYS Platform, money has been charged to Your card or bank account and a recharge is not delivered within 24 hours of the completion of the transaction, then You shall inform us by sending an e-mail to our customer services e-mail address mentioned on the ‘Contact Us’ page on the OASYS Platform. Please include in the e-mail the following details – the mobile number (or DTH account number or data card or toll-tag information), operator name, recharge value, transaction date and order number. OASYS will investigate the incident and, if it is found that money was indeed charged toYour card or bank account without delivery of the recharge, then You will be refunded the money within 21 working days from the date of receipt of Your e mail. All refunds will be credited to Your Wallet. You can trigger a request in Your OASYS Wallet to transfer the money from Your OASYS wallet back to Your Bank Account. It will take maximum 3-21 working days for the money to show in Your bank account depending on Your bank’s policy.

15.3. Bill Payments

In order to use the bill payments service or any other OASYS Service, You will need to obtain access to the World Wide Web or the Internet, either on a computer or on any other device that can access web-based content, or through the mobile application provided by OASYS and You will also need to pay any service fees associated with such access. In addition, You must have all equipment necessary to make such connection to the World Wide Web or the Internet, including a computer and a modem or any other set of access devices. OASYS and/or the OASYS business partner (including OASYS’s bill payment partners) reserve the right to charge and recover from You, such fees for availing the service as the case may be. These charges shall be effective from the time when they are posted on the OASYS Platform or on the OASYS business partner’s channel/portal/website through which You are availing the specific service. You are bound by such revisions and should therefore visit the OASYS Platform or check with the OASYS business partner’s channel/portal/website through which You are availing the specific service in order to review the applicable fees which may vary from time to time. In the event that You stop or seek a reversal of the payment instructions as may have been submitted, OASYS shall be entitled to charge and recover from You and You shall be liable to pay such charges to the bill payment service provider as may be decided by OASYS. These charges shall be charged on to Your designated payment or wallet account or in any other manner as may be decided by OASYS. OASYS offers a convenient and secure way to make payments towards identified biller(s) using a valid payment account. Depending upon the OASYS business partner through whom the specific service is availed by You (i) the specific features of the service may differ; (ii) the number of billers available over the service may differ; (iii) the type and range of payment accounts that can be used to issue a payment instructions may differ; (iv) the modes/devices over which the service can be accessed may differ; and (v) the charges, fees for availing the service or any aspect of the service may differ. Specific details related to these aspects would be available with the OASYS business partner on their channel/portal/website over which the service is being availed. From time to time, OASYS, at its sole discretion, can add to or delete from such list of billers or types of payment accounts that can be used in respect of making payments to a biller. The type and range of payment accounts that can be used for making payments may differ for each biller depending on biller specifications. There may be additional fees/charge when using certain types of payment accounts in respect of a biller. The terms upon which a payment can be made to a biller can differ depending on whether a card or a bank account is used to issue the payment instruction. Further, depending on the specific facilities allowed by a OASYS business partner, payments to a biller can be made either (a) by issuing a payment instruction for an online debit/charge to a payment account or (b) by scheduling an automated debit to a payment account. In using the bill payment service, You agree to:

· provide true, accurate, current and complete information about Yourself (“Registration Data”), Your payment account details (“Payment Data”), Your biller details (“Biller Data”); and

· maintain and promptly update the Registration Data, Payment Data and Biller Data to keep it true, accurate, current and complete at all times. If You provide any information that is untrue, inaccurate, not current or incomplete, or OASYS has reasonable grounds to suspect that such information is untrue, inaccurate, not current or incomplete, OASYS has the right to suspend or terminate Your account and refuse any and all current or future use of the OASYS Services/OASYS Platform (or any portion thereof). The term biller includes telecom operators.

OASYS assumes no responsibility and shall incur no liability if it is unable to affect any payment instruction(s) on the payment date owing to any one or more of the following circumstances:

· If the payment instruction(s) issued by You is/are incomplete, inaccurate, invalid and delayed;

· If the payment account has insufficient funds/limits to cover for the amount as mentioned in the payment instruction(s);

· If the funds available in the payment account are under any encumbrance or charge;

· If Your bank or the National Clearing Centre refuses or delays honouring the payment instruction(s);

· If payment is not processed by biller upon receipt;

· Circumstances beyond the control of OASYS (including, but not limited to, fire, flood, natural disasters, bank strikes, power failure, systems failure like computer or telephone lines breakdown due to an unforeseeable cause or interference from an outside force).

In case the bill payment is not effected for any reason, You will be intimated about the failed payment by an e-mail.

15.4. Bus Tickets

·OASYS is only a bus ticket agent. It does not operate buses or offers bus transport services. In order to provide a comprehensive choice of bus operators, departure times and prices to customers, OASYS has tied up with many bus operators and service providers.

·OASYS’s advice to You is to choose the bus operators who the customer requests or with whose service they are comfortable with.

·OASYS’s responsibilities include:

o issuing a valid ticket (a ticket that will be accepted by the bus operator) for its network of bus operators;

o providing refund and support in the event of cancellation; and

o providing customer support and information in case of any delays/inconvenience.

OASYS’s responsibilities do not include:

o The bus operator’s bus not departing/reaching on time;

o The bus operator’s employees being unprofessional or engaging in unlawful conduct;

o The bus operator’s bus seats, etc., not being up to the customer’s expectation;

o The bus operator cancelling the trip due to any reason;

o The baggage of the customer getting lost/stolen/damaged;

o The bus operator changing a customer’s seat at the last minute to accommodate any of the following You: senior citizens, children, pregnant women, persons with disability or any other person in a situation of emergency;

o The customer waiting at the wrong boarding point (please call the bus operator to find out the exact boarding point if You are not a regular traveller on that particular bus or route);

o The bus operator changing the boarding point and/or using a pick-up vehicle at the boarding point to take customers to the bus departure point.

·The arrival and departure times mentioned on the ticket are only tentative timings. However, the bus will not leave the source before the time that is mentioned on the ticket.

·You are requested to instruct the customer to furnish the following at the time of boarding the bus:

o A copy of the ticket (a printout of the ticket or the printout of the ticket e mail).

o Identity proof (Aadhaar Card, Driving license, Student ID card, Company ID card, Passport, PAN card or Voter ID card). Failing to do so, they may not be allowed to board the bus.

·You must also be aware of the following :

o Change of bus: In case the bus operator changes the type of bus due to some reason, OASYS will refund the differential amount to the customer upon being intimated by the customers within 24 hours of the journey.

o Cancellation Policy: You are expected to read the ticket cancellation policy carefully. Tickets will be cancelled as per the cancellation policy linked with the ticket. The transaction charges will not be refunded in the event of ticket cancellation.

o Refund policy mentioned on the ticket is indicative. The actual cancellation charges are determined by bus operators and bus providers at the actual time of cancellation. OASYS has no role in governing the cancellation charges.

o Cancellation charges are calculated on the actual fare of the ticket.

o In case a booking confirmation e-mail and SMS gets delayed or fails because of technical reasons or as a result of incorrect e-mail ID/phone number provided by the user, etc., a ticket will be considered ‘booked’ as long as the ticket shows up on the confirmation page of the OASYS Platform.

o Amenities on the buses as shown on OASYS have been configured and provided by the bus service provider (bus operator). These amenities will be provided unless there are some exceptions on certain days. Please note that OASYS provides this information in good faith to help You to make an informed decision. Provision of video, air conditioning and any such other services mentioned by OASYS’s travel partners in the buses is their own responsibility. Any refunds/claims due to non-functioning or un-availability of these services needs to be settled directly with the bus service provider.

·OASYS is not responsible for any kind of journey inconvenience, injury or death, caused during the journey or flowing from the journey.

·For any issues relating to cancellation of the ticket by You or refund, the You may contact OASYS within 15 days of date of travel, beyond which period request would not be processed.

·OASYS may call the mobile phone number provided by You while registering with the OASYS Platform, or any updated mobile number subsequently provided by You on the OASYS Platform, or contact You via e-mail, for the purpose of collecting feedback from You regarding Your travel bookings, including but not limited to the bus facilities and/or services of the bus operator.

16. Your conduct on its web-sites and application:

i. If OASYS request registration information from you, you will provide data with true, accurate, current, and complete information.

ii. You will promptly update your registration to keep it accurate, current, and complete.

iii. If OASYSissues a password or OTP, you must not reveal it to anyone else for the safety of your account.

iv. You are responsible for maintaining the confidentiality of your accounts and passwords.

v. You agree to immediately notify OASYS of any unauthorized use of your passwords or accounts or any other breach of security.

vi. You should always exit from your account at the end of each session.

vii. OASYS will not be responsible for any loss or damage that may result if you fail to comply with these requirements.

viii. The technology and the software underlying its web-sites or installed on Mobile/POS/Tablet terminal and the Services is the property of OASYS.

ix. You agree not to copy, modify, rent, lease, loan, sell, assign, distribute, reverse engineer, grant a security interest in, or otherwise transfer any right to the technology or software underlying its web-sites or the Services.

x. You agree not to modify the software underlying its web-sites or installed on Mobile/POS/Tablet terminal in any manner or form or to use modified versions of such software, including (without limitation) for the purpose of obtaining unauthorized access to its web-sites or applications.

xi. Without limiting the foregoing, you agree that you will not use the services offered through its web-sites or applications to take any of the following actions:

a. Obscene, offensive, indecent, racial, hatred to religion, anti-national, objectionable, defame, abuse, harass, stalk, threaten, or otherwise violate the legal right of others.

b. Publish, post, upload, e-mail, distribute, or disseminate (collectively, “Transmit”) any inappropriate, profane, defamatory, infringing, obscene, indecent, or unlawful content.

c. Transmit files that contain viruses, corrupted files, or any other similar software or programs that may damage or adversely affect the operation of another person’s computer, its web-sites, any application, any software or hardware, or telecommunications equipments;

d. Advertise or offer to sell any goods or services for any commercial purpose unless you have its written consent to do so;

e. Transmit web-sites, application, services, products, surveys, contests, pyramid schemes, spam, unsolicited advertising or promotional materials, or chain letters;

f. Download any file, recompile, or disassemble or otherwise affect its products that you know or reasonably should know cannot be legally obtained such manner;

g. Falsify or delete any author attributions, legal or other proper notices or proprietary designations or labels of the origin or the source of software or other material;

h. Restrict or inhibit any other user from using and enjoying any public area within its web-sites, applications or software;

i. Collect or store personal information about other end users;

j. Interfere with or disrupt its web-sites & Applications, servers, or networks;

k. Forge headers or manipulate identifiers or other data in order to disguise the origin of any content transmitted through its web-sites & Applications or to manipulate your presence on its web-sites & Applications;

l. Take any action that imposes an unreasonably or disproportionately large load on its infrastructure/network;

xii. You agree to use its bulletin board services, chat areas, news groups, forums, communities and/or messages or communication facilities (collectively, the “Forums”) only to send and receive messages and material that are proper and related to that particular Forum.

xiii. You agree not to access its web-sites & Applications by any means other than through the interface provided by OASYS for use in accessing its web-sites & Applications.

xiv. You agree not to use any automated means, including, without limitation, agents, robots, scripts, or spiders, to access, monitor, or copy any part of its web-sites & Applications, except those automated means that OASYS have approved in advance and in writing.

xv. Use of its web-sites & Applications is subject to existing laws and the Terms. Any violation by you of any terms of this Terms & Condition or the laws of land may result in severe civil and criminal prosecution under respective laws, penalties, forfeiture of the Wallet Balance, suspension of your account, blacklisting to the all OASYS web-sites & Applications, and intimation/disclosure to the third to third parties to whom OASYS deems necessary. Any violators may be prosecuted to the maximum extent possible.

xvi. All right reserved. Any rights not expressly granted herein are reserved.

17. OASYS reserves the right to record telephonic conversations with Customers for internal quality control purposes and as an evidence in case of any disputes.

18. Amendments to the Terms:

OASYS may amend and modify the Terms and Conditions from time to time, including any and all documents and policies incorporated thereto without any prior notice to you. You agree to be bound by any of the changes made in the Terms, including changes made in the Terms, including changes to any and all documents and policies incorporated thereto. In case of continuing to access the POS Terminal and to provide the Services will indicate your acceptance of the amended Terms. If you do not agree with any of the amended Terms, then you must avoid any further use of the Terminal and provision of the Services. OASYS advises you to periodically read these Terms and Conditions, as it may change from time to time.

19. Confidentiality:

You undertake that you shall treat as confidential all Confidential Information of OASYS and shall not disclose such Confidential Information to any third party without the written consent of OASYS. “Confidential Information” herein shall mean any technical, business, or proprietary information disclosed by OASYS to you or which may come into your knowledge or possession, directly or indirectly, including, but not limited to, information regarding business strategies and practices, methodologies, trade secrets, know-how, pricing, technology, and software. Further OASYS proprietary, technology and software products, and the pricing and these Terms are Confidential Information of OASYS.

20. Ownership and Intellectual Property Rights:

All existing and future rights, including copyright and other Intellectual Property Rights, in the content of web-sites and Applications are owned or reserved or controlled by OASYS. The visual interfaces, graphics, design, compilation, information, computer code (including source code and object code), products, software, services, and all other elements provided by OASYS are protected under the applicable laws of the land. OASYS reserves all rights not expressly granted in this Agreement.

21. Disclaimers:

The information, software, products and services included in or available through the OASYS sites/apps/applications/services may include interruptions, inconsistencies, errors, inaccuracies or typographical errors. Changes are periodically made to the OASYS sites/services & installed applications and to the information therein. OASYS make no representations and warranties about the suitability, reliability, availability, timeliness, lack of viruses or other harmful components and accuracy of the information, software, products, services and related graphics contained within the OASYS sites/apps/applications/services for any purpose. All such information, software, product, services and related graphics are provided “as is” without warranty of any kind.

22. Indemnification:

You agree to indemnify, save and hold OASYS, its group companies, subsidiaries, partners, affiliates, officers, directors and employees, harmless from any and all claims, demands, damages, losses, judgments, liabilities, costs and expenses (including reasonable legal expenses and attorneys' fees) asserted by any third party due to or arising out of your use of or conduct on the any of the OASYS’s websites or apps or any other application.

23. Dispute Resolution:

23.1. In case the Parties, despite their efforts, are unable to amicably resolve the disputes of differences, then all such disputes and differences including claims and demands arising out of or in connection with this Agreement shall be referred to a sole arbitrator to be appointed by OASYS.

23.2. OASYS may elect to resolve any controversy or claim arising out of or relating to these Terms or its web-sites & Application or by binding arbitration in accordance with the Arbitration and Conciliation Act, 1996 and the amendments thereof. Any such controversy or claim shall be arbitrated on an individual basis and shall not be considered in any arbitration with any claim or controversy of any other party.

23.3. The award passed by the Arbitrator shall be final and binding in all the Parties. The seat and the venue of Arbitration shall be at Chennai. The Arbitration will be conducted in English language.

24. Limitation of Liability:

OASYS, including its officers, directors, shareholders, employees, sub-contractors, business associates, group companies, sister companies, subsidiaries and other affiliates will not be liable to the maximum extent permitted by the applicable law, for any direct, indirect, incidental, or consequential damage, or any other damage and loss (including loss of profit, loss of data and work stoppage), costs, expenses and payments, regardless of the alleged liability or form of action, whether in contract, tort or otherwise, including negligence, intellectual property infringement, product liability and strict liability, that may result from, or in connection with the use of POS Terminal or the inability to access the POS Terminal and provision of the services, or from any failure, error, or downtime in the function of the services, or from any fault or error made by OASYS’s staff, or from your reliance on content delivered through the services, or from the nature of content delivered through the services or from any communication with OASYS or from any denial or cancellation of request for information through the services, or from retention, deletion, disclosure or any other use or loss of content through the services, regardless of whether OASYS has been advised of the possibility of such damages. In any event, your sole remedy will be limited to the corrections of such errors, as deemed fit by OASYS in its sole discretion. Without prejudice to aforesaid, it is hereby acknowledged by you that the aggregate liability of OASYS, for any reason whatsoever will not exceeded INR1000 (Rupees One Thousand only) or the total cost paid by the customer under the transaction in dispute, whichever is lower.

25. Severability:

If any provision of this Agreement is held by a court of competent jurisdiction to be contrary to Law, then the remaining provisions of this Agreement, if capable of substantial performance, shall remain in full force and effect.

26. Governing Law and Jurisdiction:

This Agreement, including all matters relating to it shall be governed by, and construed in accordance with, the laws of the India. Any action or proceeding arising out of or relating to this Agreement including any injunctive relief shall be brought and maintained exclusively in the competent courts at Chennai.

27. Privacy Policy:

All the information that OASYS collects from you, such as registration details, account details, personal details while on-boarding is subject to its Privacy Policy. Please read and acknowledge the Privacy Policy of OASYS.

28. Waiver and Severability of Terms:

The failure of OASYS to exercise or enforce any right or provision of the Terms shall not constitute a waiver of such right or provision. If any provision of the Terms is found by a court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavour to give effect to the parties’ intentions as reflected in the provision, and the other provisions of the Terms remain in full force and effect.

29. Survival:

You agree and confirm that the indemnities, confidentiality obligations, limitation of liability, disclaimer, dispute resolution mechanism, shall survive the efflux of time.

30. Contact:

Any complaint on the services provided by OASYS or if You want to send notices, You may contact us at customercare@oasyspay.in.

©2019 OASYS Cybernetics Private Limited., All Rights Reserved